Employees can only ‘opt-out’ once they have been auto enrolled. The employer CANNOT opt them out but must provide the employee with the information they need to opt out.
The right to opt-out of pension scheme membership is a useful and in some cases, essential option. However, it’s only available during a very specific and short time frame for employers.
Opting out under the automatic legislation only applies to jobholders; both eligible, who have been automatically enrolled, and non-eligible who have opted in and become active members of a pension scheme.
Employers have no right to opt-out of their duties and employees are not able to opt-out of the automatic enrolment process entirely.